Credit or Debit Cards

Karmarts Malaysia accepts all Visa and MasterCard, both Credit and Debit, and is 3D Secure (Verified by Visa, and MasterCard Secure) enabled. All your credit card information is protected by means of industry – leading encryption standards.

Please note that additional charges may be incurred if you are using a non-Malaysian issued card due to Foreign Exchange.

Cash On Delivery

Cash On Delivery is NOT available.

How can I know if my payment was successful or fail?

You will be notified via email within 24 hours upon completion of order confirmation.

Please be aware of your Bank reconciliation schedule as this might have impact on your payment (payment cannot be performed during bank reconciliation time).

Bank reconciliation time only affect payment method via Online Banking and will happen at around 11.30 p.m. to 1.30 a.m. depending on your bank.

Below are the time of bank’s reconciliation time:

BankReconciliation time
Maybank2U12.00am – 12.30am
CIMBClicks11.45pm – 12.15am
RHB12.00am – 12.30am
Hong Leong Bank11.30pm – 1.00am
Public Bank12.00am – 1.00am
Bank Islam12.00am – 1.00am

For more details or inquiries on payment issues,
Please contact us at: